Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$572,886	$544,500
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,864	$0
Note rate	5.1%	7.18%
Blended rate	5.1%	7.42%
1st payment	$3,339.14	$3,688.63
2nd payment	$0.00	$0.00
Taxes / mo	$527.92	$527.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$108.90
HOA / mo	$95.00	$95.00
Total monthly	$4,128.72	$4,587.12
Cash to close	$32,114	$60,500