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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,173$379,173$409,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$30,327$0
Funding fee$0$0$0
Note rate5.55%5.55%7.18%
Blended rate6.4%6.593%7.42%
1st payment$2,298.41$2,298.41$2,774.10
2nd payment$0.00$227.45$0.00
Taxes / mo$207.50$207.50$207.50
Insurance / mo$166.67$166.67$166.67
MI / mo$285.16$285.16$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,957.73$3,185.19$3,230.16
Cash to close$75,827$45,500$45,500