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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$124,336$124,336$328,500
Remaining term (yrs)18.718.730.0
Secondary amount$0$204,164$0
Funding fee$0$0$0
Note rate4.04%4.04%7.18%
Blended rate4.89%6.668%7.42%
1st payment$786.63$786.63$2,225.37
2nd payment$0.00$1,318.56$0.00
Taxes / mo$106.75$106.75$106.75
Insurance / mo$150.00$150.00$150.00
MI / mo$116.15$116.15$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,159.53$2,478.09$2,547.82
Cash to close$240,664$36,500$36,500