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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$161,699$161,699$252,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$90,301$0
Funding fee$808$808$0
Note rate2.97%2.97%7.18%
Blended rate2.97%5.131%7.42%
1st payment$767.74$767.74$1,707.14
2nd payment$0.00$677.25$0.00
Taxes / mo$220.25$220.25$220.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.40
HOA / mo$412.00$412.00$412.00
Total monthly$1,549.99$2,227.24$2,539.79
Cash to close$118,301$28,000$28,000