Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$421,331	$396,000
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$2,107	$0
Note rate	6.43%	7.18%
Blended rate	6.43%	7.42%
1st payment	$2,756.07	$2,682.64
2nd payment	$0.00	$0.00
Taxes / mo	$452.92	$452.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.20
HOA / mo	$150.00	$150.00
Total monthly	$3,508.98	$3,514.76
Cash to close	$18,669	$44,000