Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,854	$196,200
Remaining term (yrs)	25.1	30.0
Secondary amount	$0	$0
Funding fee	$1,254	$0
Note rate	2.98%	7.18%
Blended rate	2.98%	7.42%
1st payment	$1,181.68	$1,329.13
2nd payment	$0.00	$0.00
Taxes / mo	$127.58	$127.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$39.24
HOA / mo	$276.00	$276.00
Total monthly	$1,735.26	$1,921.95
Cash to close	$0	$21,800