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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,223$290,223$486,000
Remaining term (yrs)21.121.130.0
Secondary amount$0$195,777$0
Funding fee$0$0$0
Note rate3.88%3.88%7.18%
Blended rate4.73%6.047%7.42%
1st payment$1,677.06$1,677.06$3,292.33
2nd payment$0.00$1,305.18$0.00
Taxes / mo$304.08$304.08$304.08
Insurance / mo$166.67$166.67$166.67
MI / mo$252.47$252.47$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,400.28$3,705.46$3,860.28
Cash to close$249,777$54,000$54,000