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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$479,989$479,989$540,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$60,011$0
Funding fee$0$0$0
Note rate2.96%2.96%7.18%
Blended rate3.81%4.387%7.42%
1st payment$2,281.66$2,281.66$3,658.15
2nd payment$0.00$450.08$0.00
Taxes / mo$233.50$233.50$233.50
Insurance / mo$166.67$166.67$166.67
MI / mo$385.31$385.31$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,067.14$3,517.22$4,166.31
Cash to close$120,011$60,000$60,000