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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$196,178$196,178$242,550
Remaining term (yrs)28.128.130.0
Secondary amount$0$46,372$0
Funding fee$0$0$0
Note rate6.44%6.44%7.18%
Blended rate6.99%7.374%7.42%
1st payment$1,259.06$1,259.06$1,643.12
2nd payment$0.00$347.79$0.00
Taxes / mo$153.67$153.67$153.67
Insurance / mo$150.00$150.00$150.00
MI / mo$91.87$91.87$48.51
HOA / mo$66.58$66.58$66.58
Total monthly$1,721.18$2,068.97$2,061.87
Cash to close$73,322$26,950$26,950