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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$506,962$506,962$810,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$303,038$0
Funding fee$0$0$0
Note rate2.96%2.96%7.18%
Blended rate3.81%5.284%7.42%
1st payment$2,404.39$2,404.39$5,487.22
2nd payment$0.00$1,957.12$0.00
Taxes / mo$584.33$584.33$584.33
Insurance / mo$216.67$216.67$216.67
MI / mo$406.03$406.03$162.00
HOA / mo$120.00$120.00$120.00
Total monthly$3,731.43$5,688.55$6,570.22
Cash to close$393,038$90,000$90,000