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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,637$199,637$607,500
Remaining term (yrs)29.729.730.0
Secondary amount$0$407,863$0
Funding fee$0$0$0
Note rate6.5%6.5%7.18%
Blended rate7.05%7.52%7.42%
1st payment$1,264.14$1,264.14$4,115.42
2nd payment$0.00$2,634.11$0.00
Taxes / mo$360.42$360.42$360.42
Insurance / mo$166.67$166.67$166.67
MI / mo$91.67$91.67$121.50
HOA / mo$58.00$58.00$58.00
Total monthly$1,940.89$4,575.00$4,822.00
Cash to close$475,363$67,500$67,500