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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,172$148,172$359,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$211,738$0
Funding fee$0$0$0
Note rate2.87%2.87%7.18%
Blended rate3.72%6.091%7.42%
1st payment$712.45$712.45$2,438.16
2nd payment$0.00$1,367.47$0.00
Taxes / mo$80.75$80.75$80.75
Insurance / mo$150.00$150.00$150.00
MI / mo$121.71$121.71$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,064.91$2,432.39$2,740.89
Cash to close$251,728$39,990$39,990