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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$16,105$16,105$193,500
Remaining term (yrs)2.62.630.0
Secondary amount$0$177,395$0
Funding fee$0$0$0
Note rate7.02%7.02%7.18%
Blended rate7.87%7.989%7.42%
1st payment$553.32$553.32$1,310.84
2nd payment$0.00$1,182.63$0.00
Taxes / mo$124.67$124.67$124.67
Insurance / mo$150.00$150.00$150.00
MI / mo$58.79$58.79$38.70
HOA / mo$420.00$420.00$420.00
Total monthly$1,306.77$2,489.41$2,044.20
Cash to close$198,895$21,500$21,500