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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,970$353,970$360,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$26,030$0
Funding fee$0$0$0
Note rate2.98%2.98%7.18%
Blended rate3.83%4.381%7.42%
1st payment$1,690.15$1,690.15$2,438.77
2nd payment$0.00$257.58$0.00
Taxes / mo$259.92$259.92$259.92
Insurance / mo$150.00$150.00$150.00
MI / mo$284.69$284.69$72.00
HOA / mo$173.00$173.00$173.00
Total monthly$2,557.75$2,815.33$3,093.68
Cash to close$46,030$20,000$40,000