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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$281,556$281,556$427,500
Remaining term (yrs)20.620.630.0
Secondary amount$0$145,944$0
Funding fee$0$0$0
Note rate4.05%4.05%7.18%
Blended rate4.9%5.958%7.42%
1st payment$1,673.45$1,673.45$2,896.03
2nd payment$0.00$972.96$0.00
Taxes / mo$615.00$615.00$615.00
Insurance / mo$166.67$166.67$166.67
MI / mo$246.79$246.79$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,701.91$3,674.87$3,763.20
Cash to close$193,444$47,500$47,500