Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$371,474	$292,500
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$1,857	$0
Note rate	6.39%	7.18%
Blended rate	6.39%	7.42%
1st payment	$2,420.52	$1,981.50
2nd payment	$0.00	$0.00
Taxes / mo	$163.42	$163.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$58.50
HOA / mo	$700.00	$700.00
Total monthly	$3,433.93	$3,053.41
Cash to close	$0	$32,500