Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,138	$223,200
Remaining term (yrs)	24.8	30.0
Secondary amount	$0	$0
Funding fee	$1,081	$0
Note rate	2.8%	7.18%
Blended rate	2.8%	7.42%
1st payment	$1,004.92	$1,512.03
2nd payment	$0.00	$0.00
Taxes / mo	$235.42	$235.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$44.64
HOA / mo	$323.00	$323.00
Total monthly	$1,713.34	$2,265.09
Cash to close	$31,862	$24,800