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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$380,747$380,747$719,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$338,353$0
Funding fee$1,904$1,904$0
Note rate2.25%2.25%7.18%
Blended rate2.25%4.838%7.42%
1st payment$1,716.67$1,716.67$4,871.43
2nd payment$0.00$2,185.20$0.00
Taxes / mo$373.00$373.00$373.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$18.75$18.75$18.75
Total monthly$2,325.08$4,510.28$5,623.67
Cash to close$418,253$79,900$79,900