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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,446$307,446$386,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$78,654$0
Funding fee$0$0$0
Note rate6.28%6.28%7.18%
Blended rate6.83%7.272%7.42%
1st payment$1,984.36$1,984.36$2,615.58
2nd payment$0.00$589.91$0.00
Taxes / mo$231.92$231.92$231.92
Insurance / mo$150.00$150.00$150.00
MI / mo$147.25$147.25$77.22
HOA / mo$16.67$16.67$16.67
Total monthly$2,530.19$3,120.10$3,091.38
Cash to close$121,554$42,900$42,900