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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$174,248$174,248$283,500
Remaining term (yrs)22.522.530.0
Secondary amount$0$109,252$0
Funding fee$0$0$0
Note rate4.41%4.41%7.18%
Blended rate5.26%6.316%7.42%
1st payment$1,016.54$1,016.54$1,920.53
2nd payment$0.00$728.35$0.00
Taxes / mo$100.75$100.75$100.75
Insurance / mo$150.00$150.00$150.00
MI / mo$143.62$143.62$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,410.91$2,139.26$2,227.98
Cash to close$140,752$31,500$31,500