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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,942$335,942$449,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$113,968$0
Funding fee$1,680$1,680$0
Note rate2.75%2.75%7.18%
Blended rate2.75%4.08%7.42%
1st payment$1,539.07$1,539.07$3,047.85
2nd payment$0.00$759.78$0.00
Taxes / mo$171.50$171.50$171.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,877.24$2,637.02$3,476.00
Cash to close$163,958$49,990$49,990