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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$216,008$216,008$314,999
Remaining term (yrs)20.520.530.0
Secondary amount$0$98,991$0
Funding fee$1,080$1,080$0
Note rate4.5%4.5%7.18%
Blended rate4.5%5.914%7.42%
1st payment$1,342.72$1,342.72$2,133.91
2nd payment$0.00$742.43$0.00
Taxes / mo$216.25$216.25$216.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$292.00$292.00$292.00
Total monthly$2,000.97$2,743.40$2,855.16
Cash to close$133,991$35,000$35,000