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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,894$344,894$692,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$348,016$0
Funding fee$1,724$1,724$0
Note rate2.71%2.71%7.18%
Blended rate2.71%5.241%7.42%
1st payment$1,614.37$1,614.37$4,694.01
2nd payment$0.00$2,247.60$0.00
Taxes / mo$375.83$375.83$375.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,206.87$4,454.47$5,425.10
Cash to close$425,006$76,990$76,990