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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$251,067$251,067$391,500
Remaining term (yrs)20.820.830.0
Secondary amount$0$140,433$0
Funding fee$0$0$0
Note rate4.03%4.03%7.18%
Blended rate4.88%5.999%7.42%
1st payment$1,481.97$1,481.97$2,652.16
2nd payment$0.00$936.22$0.00
Taxes / mo$157.33$157.33$157.33
Insurance / mo$150.00$150.00$150.00
MI / mo$219.08$219.08$78.30
HOA / mo$40.00$40.00$40.00
Total monthly$2,048.39$2,984.61$3,077.79
Cash to close$183,933$43,500$43,500