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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$850,531$850,531$1,755,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$904,469$0
Funding fee$4,253$4,253$0
Note rate3.28%3.28%7.18%
Blended rate3.28%5.584%7.42%
1st payment$4,320.09$4,320.09$11,888.98
2nd payment$0.00$5,841.36$0.00
Taxes / mo$708.08$708.08$708.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$351.00
HOA / mo$555.00$555.00$555.00
Total monthly$5,799.84$11,641.21$13,719.73
Cash to close$1,099,469$195,000$195,000