Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$336,868	$342,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,684	$0
Note rate	5.27%	7.18%
Blended rate	5.27%	7.42%
1st payment	$1,997.38	$2,316.83
2nd payment	$0.00	$0.00
Taxes / mo	$129.33	$129.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.40
HOA / mo	$0.00	$0.00
Total monthly	$2,276.72	$2,664.56
Cash to close	$43,132	$38,000