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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,993$301,993$323,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$39,057$0
Funding fee$1,510$1,510$0
Note rate2.81%2.81%7.18%
Blended rate2.81%3.848%7.42%
1st payment$1,422.18$1,422.18$2,188.79
2nd payment$0.00$386.50$0.00
Taxes / mo$107.83$107.83$107.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,680.01$2,066.51$2,511.25
Cash to close$57,007$17,950$35,900