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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$90,443$90,443$233,010
Remaining term (yrs)19.519.530.0
Secondary amount$0$142,567$0
Funding fee$0$0$0
Note rate3.68%3.68%7.18%
Blended rate4.53%6.653%7.42%
1st payment$540.62$540.62$1,578.49
2nd payment$0.00$950.45$0.00
Taxes / mo$117.50$117.50$117.50
Insurance / mo$150.00$150.00$150.00
MI / mo$83.40$83.40$46.60
HOA / mo$331.00$331.00$331.00
Total monthly$1,222.52$2,172.97$2,223.59
Cash to close$168,457$25,890$25,890