Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$360,561	$351,900
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,803	$0
Note rate	6.33%	7.18%
Blended rate	6.33%	7.42%
1st payment	$2,347.11	$2,383.89
2nd payment	$0.00	$0.00
Taxes / mo	$211.50	$211.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.38
HOA / mo	$97.00	$97.00
Total monthly	$2,805.61	$2,912.77
Cash to close	$30,439	$39,100