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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,286$273,286$373,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$100,214$0
Funding fee$0$0$0
Note rate2.86%2.86%7.18%
Blended rate3.71%4.861%7.42%
1st payment$1,312.63$1,312.63$2,530.22
2nd payment$0.00$668.09$0.00
Taxes / mo$395.17$395.17$395.17
Insurance / mo$150.00$150.00$150.00
MI / mo$224.54$224.54$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,082.33$2,750.42$3,150.09
Cash to close$141,714$41,500$41,500