Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$542,748	$490,500
Remaining term (yrs)	29.3	30.0
Secondary amount	$0	$0
Funding fee	$2,714	$0
Note rate	5.25%	7.18%
Blended rate	5.25%	7.42%
1st payment	$3,021.66	$3,322.82
2nd payment	$0.00	$0.00
Taxes / mo	$241.58	$241.58
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$98.10
HOA / mo	$105.00	$105.00
Total monthly	$3,534.91	$3,934.17
Cash to close	$2,252	$54,500