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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$240,625$240,625$602,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$361,475$0
Funding fee$0$0$0
Note rate3.33%3.33%7.18%
Blended rate4.18%6.323%7.42%
1st payment$1,222.83$1,222.83$4,078.84
2nd payment$0.00$2,334.52$0.00
Taxes / mo$318.83$318.83$318.83
Insurance / mo$166.67$166.67$166.67
MI / mo$197.03$197.03$120.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,905.37$4,239.89$4,684.76
Cash to close$428,375$66,900$66,900