Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$326,514	$332,910
Remaining term (yrs)	24.6	30.0
Secondary amount	$0	$0
Funding fee	$1,633	$0
Note rate	3.25%	7.18%
Blended rate	3.25%	7.42%
1st payment	$1,605.11	$2,255.25
2nd payment	$0.00	$0.00
Taxes / mo	$159.42	$159.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$66.58
HOA / mo	$0.00	$0.00
Total monthly	$1,914.53	$2,631.25
Cash to close	$43,386	$36,990