Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$358,544	$351,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,793	$0
Note rate	5.25%	7.18%
Blended rate	5.25%	7.42%
1st payment	$2,118.39	$2,377.80
2nd payment	$0.00	$0.00
Taxes / mo	$109.17	$109.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.20
HOA / mo	$0.00	$0.00
Total monthly	$2,377.56	$2,707.16
Cash to close	$31,456	$39,000