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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$254,815$254,815$391,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$136,685$0
Funding fee$0$0$0
Note rate2.71%2.71%7.18%
Blended rate3.56%5.11%7.42%
1st payment$1,195.63$1,195.63$2,652.16
2nd payment$0.00$911.23$0.00
Taxes / mo$278.58$278.58$278.58
Insurance / mo$150.00$150.00$150.00
MI / mo$208.53$208.53$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,832.74$2,743.97$3,159.04
Cash to close$180,185$43,500$43,500