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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,394$149,394$358,200
Remaining term (yrs)23.023.030.0
Secondary amount$0$208,806$0
Funding fee$0$0$0
Note rate3.56%3.56%7.18%
Blended rate4.41%6.357%7.42%
1st payment$791.70$791.70$2,426.57
2nd payment$0.00$1,348.54$0.00
Taxes / mo$244.42$244.42$244.42
Insurance / mo$150.00$150.00$150.00
MI / mo$123.96$123.96$71.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,310.08$2,658.61$2,892.63
Cash to close$248,606$39,800$39,800