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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,191$6,191$180,000
Remaining term (yrs)1.11.130.0
Secondary amount$0$173,809$0
Funding fee$0$0$0
Note rate7.15%7.15%7.18%
Blended rate8%8%7.42%
1st payment$432.66$432.66$1,219.38
2nd payment$0.00$1,158.73$0.00
Taxes / mo$99.33$99.33$99.33
Insurance / mo$150.00$150.00$150.00
MI / mo$45.38$45.38$36.00
HOA / mo$435.00$435.00$435.00
Total monthly$1,162.37$2,321.10$1,939.72
Cash to close$193,809$20,000$20,000