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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,132$381,132$394,110
Remaining term (yrs)25.025.030.0
Secondary amount$0$34,873$0
Funding fee$1,906$1,906$0
Note rate3.05%3.05%7.18%
Blended rate3.05%3.79%7.42%
1st payment$1,813.27$1,813.27$2,669.84
2nd payment$0.00$345.10$0.00
Taxes / mo$152.17$152.17$152.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.82
HOA / mo$25.33$25.33$25.33
Total monthly$2,140.77$2,485.87$3,076.16
Cash to close$56,768$21,895$43,790