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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$326,175$326,175$423,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$96,825$0
Funding fee$0$0$0
Note rate3.24%3.24%7.18%
Blended rate4.09%5.214%7.42%
1st payment$1,642.20$1,642.20$2,865.55
2nd payment$0.00$726.19$0.00
Taxes / mo$216.08$216.08$216.08
Insurance / mo$166.67$166.67$166.67
MI / mo$267.62$267.62$84.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,292.57$3,018.76$3,332.90
Cash to close$143,825$47,000$47,000