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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$503,509$503,509$652,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$148,991$0
Funding fee$2,518$2,518$0
Note rate6.5%6.5%7.18%
Blended rate6.5%6.843%7.42%
1st payment$3,215.37$3,215.37$4,420.26
2nd payment$0.00$993.27$0.00
Taxes / mo$185.83$185.83$185.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,617.87$4,611.15$4,953.26
Cash to close$221,491$72,500$72,500