Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$520,501	$481,500
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$2,603	$0
Note rate	3.56%	7.18%
Blended rate	3.56%	7.42%
1st payment	$2,595.87	$3,261.85
2nd payment	$0.00	$0.00
Taxes / mo	$467.08	$467.08
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$96.30
HOA / mo	$0.00	$0.00
Total monthly	$3,229.62	$3,991.90
Cash to close	$14,499	$53,500