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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$48,442$48,442$157,410
Remaining term (yrs)16.516.530.0
Secondary amount$0$108,968$0
Funding fee$0$0$0
Note rate3.57%3.57%7.18%
Blended rate4.42%6.898%7.42%
1st payment$322.90$322.90$1,066.35
2nd payment$0.00$726.46$0.00
Taxes / mo$55.33$55.33$55.33
Insurance / mo$150.00$150.00$150.00
MI / mo$50.49$50.49$31.48
HOA / mo$350.00$350.00$350.00
Total monthly$928.73$1,655.19$1,653.17
Cash to close$126,458$17,490$17,490