Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$374,800	$346,500
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$1,874	$0
Note rate	6.5%	7.18%
Blended rate	6.5%	7.42%
1st payment	$2,474.15	$2,347.31
2nd payment	$0.00	$0.00
Taxes / mo	$159.08	$159.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.30
HOA / mo	$0.00	$0.00
Total monthly	$2,783.24	$2,725.70
Cash to close	$10,200	$38,500