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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$74,495$74,495$315,000
Remaining term (yrs)15.315.330.0
Secondary amount$0$240,505$0
Funding fee$0$0$0
Note rate5%5%7.18%
Blended rate5.85%7.301%7.42%
1st payment$578.41$578.41$2,133.92
2nd payment$0.00$1,553.26$0.00
Taxes / mo$225.33$225.33$225.33
Insurance / mo$150.00$150.00$150.00
MI / mo$76.32$76.32$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,030.07$2,583.33$2,572.25
Cash to close$275,505$35,000$35,000