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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,429$296,429$409,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$113,071$0
Funding fee$0$0$0
Note rate2.99%2.99%7.18%
Blended rate3.84%4.989%7.42%
1st payment$1,447.03$1,447.03$2,774.10
2nd payment$0.00$753.81$0.00
Taxes / mo$360.83$360.83$360.83
Insurance / mo$166.67$166.67$166.67
MI / mo$243.43$243.43$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,217.96$2,971.76$3,383.50
Cash to close$158,571$45,500$45,500