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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$245,924$245,924$315,000
Remaining term (yrs)23.323.330.0
Secondary amount$0$69,076$0
Funding fee$0$0$0
Note rate3.51%3.51%7.18%
Blended rate4.36%5.377%7.42%
1st payment$1,284.77$1,284.77$2,133.92
2nd payment$0.00$518.07$0.00
Taxes / mo$120.83$120.83$120.83
Insurance / mo$150.00$150.00$150.00
MI / mo$202.41$202.41$63.00
HOA / mo$3.75$3.75$3.75
Total monthly$1,761.77$2,279.84$2,471.50
Cash to close$104,076$35,000$35,000