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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$271,335$271,335$369,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$97,665$0
Funding fee$0$0$0
Note rate2.96%2.96%7.18%
Blended rate3.81%5.184%7.42%
1st payment$1,289.81$1,289.81$2,499.73
2nd payment$0.00$732.49$0.00
Taxes / mo$258.33$258.33$258.33
Insurance / mo$150.00$150.00$150.00
MI / mo$217.81$217.81$73.80
HOA / mo$460.00$460.00$460.00
Total monthly$2,375.95$3,108.44$3,441.87
Cash to close$138,665$41,000$41,000