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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$293,258$293,258$449,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$156,652$0
Funding fee$0$0$0
Note rate3.75%3.75%7.18%
Blended rate4.6%5.784%7.42%
1st payment$1,580.17$1,580.17$3,047.85
2nd payment$0.00$1,044.35$0.00
Taxes / mo$306.50$306.50$306.50
Insurance / mo$166.67$166.67$166.67
MI / mo$241.69$241.69$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,295.03$3,339.37$3,611.00
Cash to close$206,642$49,990$49,990