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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,670$431,670$516,600
Remaining term (yrs)28.028.030.0
Secondary amount$0$84,930$0
Funding fee$2,158$2,158$0
Note rate6.73%6.73%7.18%
Blended rate6.73%7.103%7.42%
1st payment$2,854.46$2,854.46$3,499.63
2nd payment$0.00$636.97$0.00
Taxes / mo$131.17$131.17$131.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.32
HOA / mo$0.00$0.00$0.00
Total monthly$3,152.29$3,789.26$3,900.78
Cash to close$142,330$57,400$57,400