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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$244,040$244,040$426,600
Remaining term (yrs)23.223.230.0
Secondary amount$0$182,560$0
Funding fee$0$0$0
Note rate3.64%3.64%7.18%
Blended rate4.49%5.992%7.42%
1st payment$1,294.72$1,294.72$2,889.94
2nd payment$0.00$1,217.06$0.00
Taxes / mo$378.92$378.92$378.92
Insurance / mo$166.67$166.67$166.67
MI / mo$200.72$200.72$85.32
HOA / mo$0.00$0.00$0.00
Total monthly$2,041.03$3,258.09$3,520.84
Cash to close$229,960$47,400$47,400